For Borrowers, Not Lenders

Know what you qualify for before you apply.

AI that analyzes your business the way underwriters do, then tells you the truth: what funding you can get, at what terms, right now.

59%
of SMB funding applications are rejected. Most applied for the wrong product.
$26.6B
AI fintech market in 2026. Nearly all of it built for lenders, not you.
0
tools that tell borrowers what they actually qualify for before they waste time applying.

The funding game is rigged against borrowers.

Lenders spend millions on AI to evaluate you in seconds. You spend weeks filling out applications blind, hoping someone says yes. Fundworthy levels the playing field.

Blind applications

You apply without knowing if you meet the criteria. Rejections cost time and hurt your profile.

Wrong product, right business

A healthy business gets rejected because they applied for an SBA loan when they needed a line of credit.

Predatory terms hidden in fine print

Without insider knowledge, business owners accept terms that cost thousands more than they should.

How Fundworthy works

Three steps to know your funding position before any lender does.

01
📊

Share your numbers

Connect your bank account or upload statements. Fundworthy reads your financials the way an underwriter would, in seconds.

02
🔎

Get your match report

See exactly which funding products you qualify for, estimated terms, and what disqualifies you from others. No guessing.

03

Apply with confidence

When you apply, you already know the answer. Higher approval rates. Better terms. Zero wasted time.

Built by someone who knows what lenders look for.

Fundworthy is built on real funding expertise, not just data. It knows the difference between what lenders say they want and what actually gets approved. The patterns, the thresholds, the red flags that sink applications before a human even reads them.

Qualification mapping

Maps your business profile against 50+ funding products. Working capital, LOCs, equipment financing, SBA, revenue-based, invoice factoring.

Term transparency

Flags predatory terms and hidden fees before you sign. Compares what you're offered against market rates.

Readiness score

A single number that tells you how fundable your business is today, plus exactly what to improve to unlock better options.

Every business deserves to know its worth before it borrows.

Fundworthy exists because information asymmetry in lending costs small businesses billions. We're fixing that.